As the new financial year starts you may notice that your out of pocket child care fees change. This is most likely caused by a change in your CCS payment. These are the 4 main reasons how much the government pays your child care service might differ.
1. Your CCS rate changes
Your CCS percentage and hours of subsidised care depend on:
- your family income
- the type of care you use
- the hours of activity you and your partner do.
Every July the government:
- updates the family income thresholds, annual cap and hourly rate caps to match Consumer Price Index (CPI) changes
- starts using your family income estimate for the new financial year.
These updates mean you could get more or less CCS from July.
2. Your eligibility changes
You may no longer be eligible for CCS if:
- your child doesn’t meet their immunisation requirements
- you travel outside Australia
- your percentage of care reduces below 14%.
If you’re no longer eligible, your CCS will stop. You can keep using child care, but you’ll need to pay full fees.
3. You’re repaying an overpayment
The government may use some of your CCS to repay money you owe them for child care fee assistance.
4. You change your withholding amount
When you get CCS the government withholds 5% of your subsidy. You might have chosen to increase your withholdings unintentionally or intentionally. If you do, your out of pocket fees are likely to increase.